Help

Paycheck Advance Help

1. What is Paycheck Advance?

Paycheck Advance is a simple, quick and easy way to obtain a short-term loan when it’s urgently required. This loan is perhaps the best and the most sensible alternative to late payment charges, expensive bounced checks or badly marked credit ratings.

2. How much security and confidentiality does Speedy Payday Cash provide?

Speedy Payday Cash promises high industry standards when it comes to security and confidentiality.

3. What are the requirements for applying for an online cash advance?

If you wish to apply for an online payday loan, you need:

An open and active checking bank account in your name.
Have a steady source of income.
Must be an adult to apply for a loan (above 18 years).
Fill the online application form correctly with genuine information.

4. How much money can I get with a cash advance or a payday loan?

At Speedy Payday Cash, the amount of the loan is determined by a few factors, which includes the state you are residing in. To know the exact amount, you need to start filling a form, where you will come across the question how much loan we approve for your location. There are however, few other factors that you provide in the application form, which determine your loan amount.

5. How fast do I receive the money?

Once your application is approved, the cash will be electrically deposited to your personal checking account within 24 hour. If you wish to have the cash on the day you make the application, you need to visit our store location and collect it.

6. When do I have to repay my payday loan? And how do I do it?

The fund is generally deducted from the customer’s account on their next payday by electronic transfer.

7. How fast can I apply for a cash advance or payday loan for the second time?

Once you complete your first loan successfully, you are eligible to apply for another loan. If we process your payment through your checking account with an ACH/EFT debit (ATM/DEBIT/CREDIT CARD), then your payment might take a few business days to clear the bank. After it gets cleared, you can apply for the next loan.

8. Can I get a cash advance or a payday loan even if I have bad credit?

Bad credit will never prevent any of our customers from getting a cash advance or a payday loan. Payday loan is an option that helps people with no or bad credit to get money when they need it.